Newborn Insurance Reminder
Congratulations on the wonderful new addition to your family!
New parents don’t always know, or they may forget during the busy, crazy, wonderful days that follow the birth of a child, that babies are not automatically covered on all insurance plans. So here’s some important information you’ll need to remember:
Not all insurance policies offer automatic coverage for new babies. However, some plans do offer 30- or 31-day coverage until you can physically add the baby to your plan.
Making Sure Your Baby is Covered
We recommend that you check with your HR department or member services to see how your individual health plan works, and to begin the process of adding your baby to the insurance.
If the newborn coverage period has ended, and the newborn is not showing active on an insurance policy, the baby’s parents will be responsible to pay out of pocket for the visit. This may also lead to a lapse in coverage for your child.
If your child has been added to an HMO, CHIP, or Medical Assistance plan, it’s imperative that you have Kids Plus Pediatrics listed as the PCP.
If you have any questions or concerns, just give us a call in any of our offices.
The Kids Plus Team
[ For a downloadable, printable copy of this reminder, Click Here. ]